Commercial Loans
Let’s grow your business today.
Finance your commercial property or equipment with a tailored solution.
Are you a business seeking to finance a commercial property or purchase vital equipment? Perhaps you’re considering using your Self-Managed Super Fund (SMSF) for property investment. Whatever your requirements, we’re here to assist. Whether your business operates in retail, warehousing, hospitality, healthcare, or any other sector, our flexible commercial property lending solutions are crafted to help your business thrive. Regardless of your industry, we’re committed to helping you reach your financial objectives.
Key Features:
Purpose-Driven: Business loans can be tailored to address a wide range of business requirements, from bridging short-term cash flow shortages to financing long-term investments.
Secured or Unsecured: Loans may be secured using business assets, which could result in lower interest rates, or unsecured, which generally demand a stronger credit history but provide faster access to funds.
Varied Loan Amounts: Based on your business’s credit standing and the lender’s criteria, loans can vary from smaller sums to substantial amounts.
Repayment Terms: Business loans offer diverse repayment schedules that can be aligned with your business’s cash flow patterns to prevent unnecessary financial pressure.
Considerations:
Credit Assessment: Lenders will evaluate your business’s credit history, revenue, profitability, and business plan to determine loan eligibility.
Interest Rates and Fees: It’s important to be mindful of the interest rates and associated fees, as these will influence the total borrowing cost.
Collateral: If choosing a secured loan, consider the potential consequences of using business or personal assets as collateral.
Flexibility: Look for loan features that provide flexibility, such as the option to adjust repayment amounts or schedules, to suit the evolving needs of your business.
Role of a Broker
As a broker, we provide guidance and support tailored to first home buyers, helping to demystify the home-buying process. Our services include:
- Market Knowledge: We offer insights into the latest loan products from a range of lenders, ensuring you’re aware of all available options.
- Personalised Service: By understanding your specific needs and financial capacity, we can identify loan solutions that align with your goals.
- Application Process: We assist in preparing and lodging your loan application, ensuring all necessary documentation is in order and compliance with lender requirements is met.
- Communication: We act as the point of contact between you and lenders, managing negotiations and correspondence to streamline the approval process.
- Ongoing Support: From pre-approval to settlement, we provide continuous assistance, answering questions and offering guidance throughout your finance journey.
If you’re ready to take the next step, please reach out to our team today.
